AI-first credit risk & payments platform

Credit risk and payments,
working as one.

Sharpen risk decisions using payment outcomes. Deliver peak performance from origination to collections.

Trusted by
Banks
Brokers
Building Societies
Credit Unions
Direct Lenders
Marketplaces
console.creditcanary.com
A
ABC Bank
Applications
Credit
Savings
Customers
Payments
Agents5
Decisioning
Analytics
Settings
Support Area
Applications F5R43F
4 Issues to Resolve
Requested Product
Product Match?✓ Strong Match
Amount / Credit Limit£25,000.00
Product TypeCredit
Term3 years 0 months
ProductMember Loan
Rate24.40%
PurposeCar Finance
Repayment Amount£123.34
Scorecard
2 Selected ×
CheckTypeSourceValueParamPassOutcome
Share Total Defaults L36MCredit ReportTransunion2<=3✓ Pass
Share Total Defaults L36MCredit ReportTransunion2<=3✓ Pass
CCJs Last 36 MonthsCredit ReportTransunion1<=0⚠ Review
Credit UtilisationCredit ReportTransunion78%<=70%⚠ Review
Income VerificationOpen BankingBarclays✕ Fail
End of Day Balance Actuals vs Forecast ⚠ High Risk
Income Shock Today
Actual
Forecast
Threshold

Trusted by leading enterprise organisations

Our clients see

80%+
Journey Completion
4× higher than incumbents
40%
More Loan Approvals
Declines turned into funded loans
28%
Portfolio Growth
No extra staff or marketing
50%
Lower Origination Cost
From onboarding to collection
AI Agents — always on, always working

Credit Canary is AI-first.

Six specialist agents mapped to platform modules, working autonomously to optimise every part of your book.

Energy Cost Calculator

Analyse how renewable energy financing can reduce your monthly utility costs. Enter your current energy expenses and see the potential savings.

Your Energy Profile

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£
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Monthly Cost Comparison

Current Monthly Cost
£350
With Renewable Finance
£130
Monthly Saving
£220
That's 63% less per month
Annual Savings
£2,640
Annual Finance Cost
£600
Net Annual Benefit
£2,040