TransUnion Call Report
Full credit bureau data — bankruptcy, CCJs, payment history, indebtedness and more. The foundation of every lending decision.
What is Call Report?
Call Report is TransUnion's flagship credit search product for the UK market. It returns a comprehensive view of an individual's credit file including insolvency records, CCJs, payment histories across all active and settled accounts, public information, and credit search footprints.
It's the standard credit check used by lenders, brokers and credit unions across the UK to assess creditworthiness at the point of application, portfolio review or collections. SHARE membership is required.
Balances
IVA / CCJ
Accounts
Searches
Data at your fingertips
Every search returns a structured JSON response covering these data categories.
Status Summary
- Bankruptcy status
- IVA status
- CCJ status
- Active court judgments
- Current BAI record
- Default status
- Delinquent accounts
- Undeclared addresses
- Notice of correction
Address Confirmation
- Address match level
- Electoral roll source
- Residency confirmation
- Address link history
Indebtedness Indicators
- Total balances (all accounts)
- Loan & instalment balances
- Mortgage balances
- Revolving balances
- Total revolving limits
- Balance-to-limit ratio
SHARE Financial Data
- Active account count
- Settled account count
- Recently opened accounts
- Delinquent accounts (12/36 months)
- Payment status history
- Default records
Public Information
- BAI records
- County Court Judgments
- Total judgment values
- Insolvency records
Credit Search Footprint
- Search count by timeframe
- Search type breakdown
- Lender search history
Notices & Markers
- Correction notices
- Dispute markers
- CIFAS markers
Transparent, volume-based pricing
Simple per-search pricing that gets cheaper the more you use. No hidden fees.
Starting from
ex VAT · Volume discounts available
Volume Discounts
Higher volumes = lower unit cost. We'll quote based on your expected usage.
Setup Fee
One-time setup fee covers integration, testing and go-live support.
Ongoing Management
Includes platform access, support and monitoring. Minimums apply.
We guarantee to beat your current price
Switch to Credit Canary and pay less for the same TransUnion data — or we'll match it. Get in touch for a no-obligation quote.
All prices ex VAT. Minimums apply. Contact us for a tailored quote.
Built for lending teams
Not just another data pipe. Credit Canary gives you the tools to act on the data, not just receive it.
API-First Integration
Clean, RESTful APIs with structured JSON responses. Integrate once and access all TransUnion products through a single endpoint. Full documentation and sandbox environment included.
Decisioning Ready
Feed responses directly into Credit Canary's decisioning engine. Build rules, scorecards and automated workflows that act on the data in real time — no manual processing needed.
Console Access
Run individual searches through the Credit Canary Console and view formatted summaries. Perfect for manual underwriting, compliance review, or when your team needs to pull a quick report.
Auto Address Search — increase your match rate
Pair Call Report with Auto Address to automatically verify and standardise applicant addresses before the credit search. This significantly increases your match rate with TransUnion, reducing "no trace" results and ensuring you get data back on more applicants.
Frequently asked questions
Simple, clean API responses
Structured JSON you can parse, store and act on immediately. No XML. No SOAP. No surprises.
{
"product": "call_report",
"reference": "CR-2026-04-001",
"status": "completed",
"summary": {
"bankruptcy": false,
"iva": false,
"ccj_count": 0,
"defaults": 0,
"active_accounts": 7,
"total_balance": 142350
},
"share_data": { "..." },
"public_info": { "..." },
"searches": { "..." }
}Get a quote
Tell us about your volumes and we'll come back with pricing that beats your current deal.