Guides
Guides for UK lenders
In-depth, plain-English guides to the big topics in modern lending: affordability, the Consumer Duty and credit decisioning.
Guide
The complete guide to affordability assessment for UK lenders
What affordability assessment is, how it differs from creditworthiness, what good looks like, where the data comes from, and how t...
Guide
The Consumer Duty for lenders: a complete guide
What the FCA Consumer Duty is, the four outcomes, what it means for lenders in practice, and how to monitor and evidence good outc...
Guide
Credit decisioning: a complete guide for UK lenders
What credit decisioning is, rules vs scorecards vs AI, the data layer, explainability under the Consumer Duty, automation, and whe...