Products

One platform. Buy the piece you need first.

Every product is a discrete thing you can buy, prove and extend, grouped by the platform module it serves. Integrate one, or run the whole loop.

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OriginateGather and validate, before a decision exists.

Lending Journeys

Applications that arrive decision-ready.

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Income Verification

Know what they actually earn, not what they typed.

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KYC / ID&V

Know who you're dealing with, before the application goes further.

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DecideJudge the case, the bureau can't see all of it.

Affordability Score

Real surplus from real transactions, not a bureau proxy.

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Decisioning Engine

Decide the case the bureau can't see.

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PayDecide about the money, when, whether, and how.

Payment Management

Collect on the day that works, not the day the contract started.

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Missed Payments

Act before the payment is missed, not after.

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ActHold the conversation with the customer.

Banking Module

The option that fits, offered before the payment fails.

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OptimiseLearn from every outcome and act on it.

Analytics

Historical, trended and forward-looking insight, with AI that flags cohorts, risk and opportunity.

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Buy one, prove it, extend

Start with a single product and add rungs as they pay for themselves. Each step is a permission the customer grants, and a product you switch on.

Standard journey

identity, application, basic capture

KYC

+ Income Verification

verified income from the bank feed

AIS

+ Affordability

real surplus and commitments

AIS

+ Credit ConsolidatorComing

every existing commitment, restructurable

AIS + CIS

Full end-to-end

origination through servicing

all