Open banking from Credit Canary lets any business that vets people or takes money from them verify income, understand affordability and get paid, all through one connection.
A single open banking link gives you the full financial picture, from verified income to how you get paid.
Detected salary, self-employment and benefit income across every account they hold.
Learn moreCommitted spend, discretionary spend and month-end balances, consolidated into a surplus figure.
Learn morePay by bank over Faster Payments, one-off or recurring, with Confirmation of Payee.
Learn moreNo integration project. Send a link or embed the flow, and your customer connects their bank in under a minute.
Your customer consents and links their bank in seconds. Read-only, never their login.
We read income, spending and balances across every account they choose to share.
You get income, affordability and a surplus figure, and can collect straight from their bank.
If you take on customers or take payment from them, open banking does the paperwork. Find your sector.
Verify client income and affordability for finance applications and reviews.
Reference tenants on real income and rent affordability, not payslips.
Check a tenant can afford the rent before you hand over the keys.
Evidence income and spending for affordability in minutes.
Confirm affordability and take the deposit straight from the bank.
A simple monthly plan that grows with your volume. No integration fees, no long contracts.
Open banking is regulated, consent-led and read-only. Your customer stays in control the whole way.
Read-only access under FCA authorisation. We never see or store a login.
Every connection is consented, time-boxed and revocable at any moment.
Data is encrypted in transit and at rest, handled to banking standards.
Pay by bank moves money directly, so there are no card numbers to store.
Book a 30-minute demo and we will run income, affordability and pay by bank against your own use case.
Book a demo