Other Data

HMRC Income & Tax Data

Pull verified PAYE and VAT data directly from HMRC using just a National Insurance number and date of birth. Official government data for authoritative income verification.

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PAYE Income Data

Verified employment income directly from HMRC, including salary, wages, and pension data.

VAT Registration

Check VAT registration status and filing history for self-employed and business applicants.

Direct from Source

Official government data—not self-declared. Prevents fraud and income misrepresentation.

What's included

Complete HMRC records

Every search returns verified data across income, tax, and VAT.

PAYE Data

Employment history
Income amounts
Employer details
Tax code information

VAT Data

Registration status
VAT returns history
Trading turnover
Liabilities

Tax Records

National Insurance record
Self-assessment data
Tax year summaries
Outstanding charges

Use Cases

Income verification
Affordability checks
Fraud prevention
Business assessment

Pricing

Simple, transparent pricing

Custom pricing based on your volume and integration requirements.

HMRC Integration

Get verified income and tax data directly from HMRC. Volume-based pricing with no hidden fees.

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Why Credit Canary

Official government data, instantly

Authoritative Source

Data pulled directly from HMRC, not third-party intermediaries. The most reliable income verification available.

Real-Time Checks

Instant verification with minimal latency. Perfect for origination, affordability checks, and quick decisioning.

Single API

Unified endpoint for PAYE, VAT, and tax data. Simpler integration, less complexity, one contract.

API Preview

Simple request, rich response

Query with National Insurance number and date of birth, get back verified HMRC data.

          POST
          /hmrc/verify
        

{
  "national_insurance_number": "AB123456C",
  "date_of_birth": "1985-06-15",
  "consent_obtained": true
}

          200
          OK
        

{
  "status": "verified",
  "paye": {
    "employment_status": "employed",
    "current_income": 45000,
    "tax_year": "2025-26",
    "employers": [...]
  },
  "vat": {
    "registered": true,
    "registration_date": "2022-03-01",
    "returns": [...]
  },
  "timestamp": "2026-04-08T14:35:22Z"
}

FAQ

Common questions

Ready for verified income data?

Get set up with HMRC integration in days, not months. Our team will walk you through the process.

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