Electronic identity verification that meets UK 2+2 requirements. Cross-reference applicant data against multiple independent UK data sources to produce a confidence score for KYC/AML compliance and customer onboarding.
Cross-references personal details against electoral roll, credit headers, mortality registers, and more.
Confirms at least 2 pieces of personal information from at least 2 independent sources for regulatory compliance.
Instant confidence scores and identity match results for immediate decisioning without manual review.
Identity Score verifies applicants across multiple independent data sources to confirm identity with confidence.
Verification against UK electoral register for address and name confirmation.
Cross-check against credit file headers for identity and credit history validation.
Confirm applicant is not on the deceased persons register.
National Change of Address database check to verify current residential location.
Multi-source address matching and validation across available databases.
Verification of applicant DOB across multiple independent data sources.
Per Check
Volume discounts available for high-volume integration. Contact sales for details.
Access Identity Score alongside all other Credit Canary services through one unified API — no vendor fragmentation.
Real-time identity verification scores enable immediate customer onboarding decisions without delays.
FCA 2+2 compliant by design, meeting all regulatory requirements for KYC/AML onboarding processes.
FCA 2+2 compliance means confirming at least 2 pieces of personal information from at least 2 independent sources. This is a foundational requirement for KYC/AML compliance in UK financial services. Identity Score automatically meets this standard by cross-referencing data across electoral roll, credit headers, mortality registers, and other independent sources.
Identity Score cross-references data from multiple independent UK sources including the Electoral Roll (voter registration), credit file headers, mortality registers (deceased persons), National Change of Address (NCOA) database, address verification databases, and other supporting data sources. Each check confirms identity details against at least 2 independent sources.
Identity Score provides real-time results within seconds. Most checks complete in under 100ms, enabling instant customer onboarding decisioning without manual review delays.
The confidence score indicates the likelihood that the applicant's provided details match verified records across multiple sources. Higher scores indicate stronger identity verification matches across independent data sources, giving you greater confidence in the applicant's identity for onboarding decisions.
Yes. Identity Score is designed specifically for KYC/AML compliance and meets FCA 2+2 requirements. It provides the identity verification foundation required for customer due diligence onboarding in banks, direct lenders, fintechs, and other regulated entities.
Simple REST API for instant identity verification. Integrate in minutes.
Get started with Identity Score today. Our team will help you integrate in minutes.
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