The option that fits, offered before the payment fails.
The customer-facing surface for next best actions, it reads their open banking and credit data, works out what they can realistically do, and offers the arrangement before a miss happens.
See what they can do, and two more
See what they can do
Reads the customer's own open banking and credit data to work out what's realistically affordable this month, not a generic offer.
Offer the option that fits
Re-date, split, part-pay or arrange, presented to the customer before the payment fails, not chased after it.
Keep it in the system
The arrangement is agreed and rewritten on the ledger, it never leaves the loop, and the agents can act on it.
One product, wired into the whole platform
Buy Banking Module on its own, prove it, extend. It runs on the Engagement Agent, sits in the Act module, and grows into the next step of the journey.
Open banking to see what they can afford, payment initiation to make the arrangement real.
When to collect, whether it will work, what arrangement is affordable, and execution.
The Banking Module and omnichannel messaging, where the customer sees the option and accepts it.
Pay decides, Act delivers, and neither works without the other. Payment Management →
See Banking Module in action
Book a demo and we'll show you where Banking Module fits in your stack, on its own, or as one step of the full journey.