Glossary

Loan origination

Loan origination is the end-to-end process of taking a borrower from application to funded loan: capturing the application, verifying identity and income, assessing creditworthiness and affordability, making a decision, and disbursing funds. It is the front end of the lending lifecycle.

A good origination journey is fast, mobile-friendly and branded, gathers the right data once, and keeps the human touch for the moments that need it. Friction and drop-off at this stage directly cost lenders good customers.

Origination connects to decisioning and payments so a 'yes' can turn into funds quickly and safely.

How Credit Canary helps with loan origination

Credit Canary builds loan origination into one platform for UK lenders, with the data and decisioning behind it.

Lending Journeys

See loan origination in a working platform

Credit Canary unifies credit risk, affordability and payments for UK lenders. Book a short walkthrough.

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