Time Finance: digital health score 70/100

As part of the SME Lender Digital Audit, we assessed Time Finance (timefinance.com) alongside 104 UK SME lenders, using public information only. Time Finance earned a digital health score of 70 out of 100, which places it in the middle of the pack and 38th of 94. Set against peers, the score lands in line with the sector median of 69. Where Time Finance does best is mobile speed: 66 out of 100, ahead of the 57 SME lender average. The clearest opportunity is accessibility, at 82 against a 87 average, where a focused fix would lift the overall score most.

Findability: 80 out of 100, 1 point below the 81 SME lender average. That covers showing up and making sense to Google. For mobile speed, 66 out of 100 is comfortably above the 57 average: how fast the site feels on a phone. Measurement scored 55, 4 points above the 51 average, covering whether the firm can see what is working. On accessibility, Time Finance scored 82, a little below the 87 average (being usable for everyone, an Equality Act duty). A prioritised, page-by-page view for Time Finance is in the free report.