SME Capital: digital health score 58/100
SME Capital sits in bottom third of UK SME lenders, ranked 81st of 94 on our independent review of public digital signals.
The sector median is 69/100. Scores come only from public information, collected October 2026 for the SME Lender Digital Audit.
Scorecard
Four areas, each scored 0 to 100 against the SME lender average. Higher is healthier.
What we found for SME Capital
As part of the SME Lender Digital Audit, we assessed SME Capital (smecapital.com) alongside 104 UK SME lenders, using public information only. SME Capital earned a digital health score of 58 out of 100, which places it in the bottom third of the sector and 81st of 94. Set against peers, the score lands 11 points below the sector median of 69. Where SME Capital does best is mobile speed: 64 out of 100, a touch above the 57 SME lender average. The clearest opportunity is measurement, at 10 against a 51 average, where a focused fix would lift the overall score most.
Findability scored 83, 2 points above the 81 average, covering showing up and making sense to Google. On mobile speed, SME Capital scored 64, just above the 57 average (how fast the site feels on a phone). Measurement: 10 out of 100, 41 points below the 51 SME lender average. That covers whether the firm can see what is working. For accessibility, 79 out of 100 is a little below the 87 average: being usable for everyone, an Equality Act duty. A prioritised, page-by-page view for SME Capital is in the free report.
A touch above the 57 average.
Against a 51 SME lender average.
See also: The State of UK SME Lending Digital 2026 · all SME lenders
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