SME Lender Digital Audit

Robert Owen Community Banking: digital health score 59/100

Robert Owen Community Banking sits in bottom third of UK SME lenders, ranked 76th of 94 on our independent review of public digital signals.

Digital health score
59/100
Bottom thirdRanked 76th of 94

The sector median is 69/100. Scores come only from public information, collected October 2026 for the SME Lender Digital Audit.

Scorecard

Four areas, each scored 0 to 100 against the SME lender average. Higher is healthier.

Findability
75/100avg 81
showing up and making sense to Google
Mobile speed
79/100avg 57
how fast the site feels on a phone
Measurement
0/100avg 51
whether the firm can see what is working
Accessibility
86/100avg 87
being usable for everyone, an Equality Act duty

What we found for Robert Owen Community Banking

As part of the SME Lender Digital Audit, we assessed Robert Owen Community Banking (rocbf.co.uk) alongside 104 UK SME lenders, using public information only. Robert Owen Community Banking earned a digital health score of 59 out of 100, which places it in the bottom third of the sector and 76th of 94. Set against peers, the score lands 10 points below the sector median of 69. Where Robert Owen Community Banking does best is mobile speed: 79 out of 100, well ahead of the 57 SME lender average. The clearest opportunity is measurement, at 0 against a 51 average, where a focused fix would lift the overall score most.

For findability, 75 out of 100 is a little below the 81 average: showing up and making sense to Google. Mobile speed scored 79, 22 points above the 57 average, covering how fast the site feels on a phone. On measurement, Robert Owen Community Banking scored 0, below the 51 average (whether the firm can see what is working). Accessibility: 86 out of 100, 1 point below the 87 SME lender average. That covers being usable for everyone, an Equality Act duty. A prioritised, page-by-page view for Robert Owen Community Banking is in the free report.

Strength
Mobile speed 79/100

Well ahead of the 57 average.

Biggest opportunity
Measurement 0/100

Against a 51 SME lender average.

See also: The State of UK SME Lending Digital 2026 · all SME lenders

Get Robert Owen Community Banking’s full report

The free personalised report shows every page we tested, how Robert Owen Community Banking compares across all 94 assessed SME lenders, and a prioritised list of what to fix first.

Get the full report