SME Lender Digital Audit

iwoca: digital health score 69/100

iwoca sits in mid-table of UK SME lenders, ranked 48th of 94 on our independent review of public digital signals.

Digital health score
69/100
Mid-tableRanked 48th of 94

The sector median is 69/100. Scores come only from public information, collected October 2026 for the SME Lender Digital Audit.

Scorecard

Four areas, each scored 0 to 100 against the SME lender average. Higher is healthier.

Findability
86/100avg 81
showing up and making sense to Google
Mobile speed
58/100avg 57
how fast the site feels on a phone
Measurement
50/100avg 51
whether the firm can see what is working
Accessibility
88/100avg 87
being usable for everyone, an Equality Act duty

What we found for iwoca

iwoca (iwoca.co.uk) is one of 104 UK SME lenders in the SME Lender Digital Audit, our independent review of public digital signals. That work gives iwoca a digital health score of 69 out of 100, 48th of 94 and in the middle of the pack. That is in line with the sector median of 69. iwoca is strongest on findability (86 out of 100), a touch above the 81 average: showing up and making sense to Google. iwoca has most to gain on measurement (50 versus a 51 average), where small changes move the score.

For measurement, 50 out of 100 is level with the 51 average: whether the firm can see what is working. Accessibility scored 88, 1 point above the 87 average, covering being usable for everyone, an Equality Act duty. On findability, iwoca scored 86, just above the 81 average (showing up and making sense to Google). Mobile speed: 58 out of 100, 1 point above the 57 SME lender average. That covers how fast the site feels on a phone. iwoca’s free report lists every page tested and a prioritised set of fixes.

Strength
Findability 86/100

A touch above the 81 average.

Biggest opportunity
Measurement 50/100

Against a 51 SME lender average.

See also: The State of UK SME Lending Digital 2026 · all SME lenders

Get iwoca’s full report

The free personalised report shows every page we tested, how iwoca compares across all 94 assessed SME lenders, and a prioritised list of what to fix first.

Get the full report