Spear Hire: digital health score 74/100
Spear Hire sits in top third of UK car finance and leasing providers, ranked 61st of 428 on our independent review of public digital signals.
The sector median is 65/100. Scores come only from public information, collected October 2026 for the Car Finance Digital Audit.
Scorecard
Four areas, each scored 0 to 100 against the car finance provider average. Higher is healthier.
What we found for Spear Hire
Spear Hire (david-spear.com) is one of 459 UK car finance and leasing providers in the Car Finance Digital Audit, our independent review of public digital signals. That work gives Spear Hire a digital health score of 74 out of 100, 61st of 428 and in the top third of the sector. That is 9 points above the sector median of 65. Spear Hire is strongest on measurement (80 out of 100), well ahead of the 47 average: whether the firm can see what is working. Spear Hire has most to gain on mobile speed (48 versus a 55 average), where small changes move the score.
Findability scored 86, 6 points above the 80 average, covering showing up and making sense to Google. On mobile speed, Spear Hire scored 48, a little below the 55 average (how fast the site feels on a phone). Measurement: 80 out of 100, 33 points above the 47 car finance provider average. That covers whether the firm can see what is working. For accessibility, 92 out of 100 is just above the 85 average: being usable for everyone, an Equality Act duty. Spear Hire’s free report lists every page tested and a prioritised set of fixes.
Well ahead of the 47 average.
Against a 55 car finance provider average.
See also: The State of UK Car Finance Digital 2026 · all car finance providers
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The free personalised report shows every page we tested, how Spear Hire compares across all 428 assessed car finance providers, and a prioritised list of what to fix first.
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