Car Finance Digital Audit

Spear Hire: digital health score 74/100

Spear Hire sits in top third of UK car finance and leasing providers, ranked 61st of 428 on our independent review of public digital signals.

Digital health score
74/100
Top thirdRanked 61st of 428

The sector median is 65/100. Scores come only from public information, collected October 2026 for the Car Finance Digital Audit.

Scorecard

Four areas, each scored 0 to 100 against the car finance provider average. Higher is healthier.

Findability
86/100avg 80
showing up and making sense to Google
Mobile speed
48/100avg 55
how fast the site feels on a phone
Measurement
80/100avg 47
whether the firm can see what is working
Accessibility
92/100avg 85
being usable for everyone, an Equality Act duty

What we found for Spear Hire

Spear Hire (david-spear.com) is one of 459 UK car finance and leasing providers in the Car Finance Digital Audit, our independent review of public digital signals. That work gives Spear Hire a digital health score of 74 out of 100, 61st of 428 and in the top third of the sector. That is 9 points above the sector median of 65. Spear Hire is strongest on measurement (80 out of 100), well ahead of the 47 average: whether the firm can see what is working. Spear Hire has most to gain on mobile speed (48 versus a 55 average), where small changes move the score.

Findability scored 86, 6 points above the 80 average, covering showing up and making sense to Google. On mobile speed, Spear Hire scored 48, a little below the 55 average (how fast the site feels on a phone). Measurement: 80 out of 100, 33 points above the 47 car finance provider average. That covers whether the firm can see what is working. For accessibility, 92 out of 100 is just above the 85 average: being usable for everyone, an Equality Act duty. Spear Hire’s free report lists every page tested and a prioritised set of fixes.

Strength
Measurement 80/100

Well ahead of the 47 average.

Biggest opportunity
Mobile speed 48/100

Against a 55 car finance provider average.

See also: The State of UK Car Finance Digital 2026 · all car finance providers

Get Spear Hire’s full report

The free personalised report shows every page we tested, how Spear Hire compares across all 428 assessed car finance providers, and a prioritised list of what to fix first.

Get the full report