Car Finance Digital Audit

LCH: digital health score 61/100

LCH sits in bottom third of UK car finance and leasing providers, ranked 297th of 428 on our independent review of public digital signals.

Digital health score
61/100
Bottom thirdRanked 297th of 428

The sector median is 65/100. Scores come only from public information, collected October 2026 for the Car Finance Digital Audit.

Scorecard

Four areas, each scored 0 to 100 against the car finance provider average. Higher is healthier.

Findability
75/100avg 80
showing up and making sense to Google
Mobile speed
54/100avg 55
how fast the site feels on a phone
Measurement
30/100avg 47
whether the firm can see what is working
Accessibility
100/100avg 85
being usable for everyone, an Equality Act duty

What we found for LCH

We reviewed LCH (lchltd.com) for the Car Finance Digital Audit, Credit Canary’s independent study of 459 UK car finance and leasing providers built only from public information. LCH’s digital health score is 61 out of 100: the bottom third of the sector, and 297th of 428 overall. Measured across the set, LCH is 4 points below the sector median of 65. Its strongest area is accessibility, at 100 out of 100, ahead of the 85 car finance provider average, so being usable for everyone, an Equality Act duty is already working. The biggest gain is in measurement: 30 against the 47 average, and the quickest way to climb the table.

For findability, 75 out of 100 is a little below the 80 average: showing up and making sense to Google. Mobile speed scored 54, 1 point below the 55 average, covering how fast the site feels on a phone. On measurement, LCH scored 30, below the 47 average (whether the firm can see what is working). Accessibility: 100 out of 100, 15 points above the 85 car finance provider average. That covers being usable for everyone, an Equality Act duty. The full breakdown, with the exact pages we tested and the fixes that would help LCH most, is in the free report.

Strength
Accessibility 100/100

Ahead of the 85 average.

Biggest opportunity
Measurement 30/100

Against a 47 car finance provider average.

See also: The State of UK Car Finance Digital 2026 · all car finance providers

Get LCH’s full report

The free personalised report shows every page we tested, how LCH compares across all 428 assessed car finance providers, and a prioritised list of what to fix first.

Get the full report