Car Finance Digital Audit

APL: digital health score 64/100

APL sits in mid-table of UK car finance and leasing providers, ranked 237th of 428 on our independent review of public digital signals.

Digital health score
64/100
Mid-tableRanked 237th of 428

The sector median is 65/100. Scores come only from public information, collected October 2026 for the Car Finance Digital Audit.

Scorecard

Four areas, each scored 0 to 100 against the car finance provider average. Higher is healthier.

Findability
79/100avg 80
showing up and making sense to Google
Mobile speed
70/100avg 55
how fast the site feels on a phone
Measurement
30/100avg 47
whether the firm can see what is working
Accessibility
80/100avg 85
being usable for everyone, an Equality Act duty

What we found for APL

We reviewed APL (autoprive.co.uk) for the Car Finance Digital Audit, Credit Canary’s independent study of 459 UK car finance and leasing providers built only from public information. APL’s digital health score is 64 out of 100: the middle of the pack, and 237th of 428 overall. Measured across the set, APL is in line with the sector median of 65. Its strongest area is mobile speed, at 70 out of 100, ahead of the 55 car finance provider average, so how fast the site feels on a phone is already working. The biggest gain is in measurement: 30 against the 47 average, and the quickest way to climb the table.

For findability, 79 out of 100 is level with the 80 average: showing up and making sense to Google. Mobile speed scored 70, 15 points above the 55 average, covering how fast the site feels on a phone. On measurement, APL scored 30, below the 47 average (whether the firm can see what is working). Accessibility: 80 out of 100, 5 points below the 85 car finance provider average. That covers being usable for everyone, an Equality Act duty. The full breakdown, with the exact pages we tested and the fixes that would help APL most, is in the free report.

Strength
Mobile speed 70/100

Ahead of the 55 average.

Biggest opportunity
Measurement 30/100

Against a 47 car finance provider average.

See also: The State of UK Car Finance Digital 2026 · all car finance providers

Get APL’s full report

The free personalised report shows every page we tested, how APL compares across all 428 assessed car finance providers, and a prioritised list of what to fix first.

Get the full report