Bank Digital Audit

Virgin Money: digital health score 60/100

Virgin Money sits in bottom third of UK banks, ranked 25th of 35 on our independent review of public digital signals.

Digital health score
60/100
Bottom thirdRanked 25th of 35

The sector median is 66/100. Scores come only from public information, collected October 2026 for the Bank Digital Audit.

Scorecard

Four areas, each scored 0 to 100 against the bank average. Higher is healthier.

Findability
88/100avg 82
showing up and making sense to Google
Mobile speed
59/100avg 53
how fast the site feels on a phone
Measurement
5/100avg 49
whether the firm can see what is working
Accessibility
96/100avg 91
being usable for everyone, an Equality Act duty

What we found for Virgin Money

Virgin Money (secure.cbonline.co.uk) is one of 42 UK banks in the Bank Digital Audit, our independent review of public digital signals. That work gives Virgin Money a digital health score of 60 out of 100, 25th of 35 and in the bottom third of the sector. That is 6 points below the sector median of 66. Virgin Money is strongest on findability (88 out of 100), a touch above the 82 average: showing up and making sense to Google. Virgin Money has most to gain on measurement (5 versus a 49 average), where small changes move the score.

Findability scored 88, 6 points above the 82 average, covering showing up and making sense to Google. On mobile speed, Virgin Money scored 59, just above the 53 average (how fast the site feels on a phone). Measurement: 5 out of 100, 44 points below the 49 bank average. That covers whether the firm can see what is working. For accessibility, 96 out of 100 is just above the 91 average: being usable for everyone, an Equality Act duty. Virgin Money’s free report lists every page tested and a prioritised set of fixes.

Strength
Findability 88/100

A touch above the 82 average.

Biggest opportunity
Measurement 5/100

Against a 49 bank average.

See also: The State of UK Banking Digital 2026 · all banks

Get Virgin Money’s full report

The free personalised report shows every page we tested, how Virgin Money compares across all 35 assessed banks, and a prioritised list of what to fix first.

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