Bank Digital Audit

Monument Bank: digital health score 72/100

Monument Bank sits in mid-table of UK banks, ranked 13th of 35 on our independent review of public digital signals.

Digital health score
72/100
Mid-tableRanked 13th of 35

The sector median is 66/100. Scores come only from public information, collected October 2026 for the Bank Digital Audit.

Scorecard

Four areas, each scored 0 to 100 against the bank average. Higher is healthier.

Findability
88/100avg 82
showing up and making sense to Google
Mobile speed
59/100avg 53
how fast the site feels on a phone
Measurement
55/100avg 49
whether the firm can see what is working
Accessibility
97/100avg 91
being usable for everyone, an Equality Act duty

What we found for Monument Bank

Monument Bank (monument.co) is one of 42 UK banks in the Bank Digital Audit, our independent review of public digital signals. That work gives Monument Bank a digital health score of 72 out of 100, 13th of 35 and in the middle of the pack. That is 6 points above the sector median of 66. Monument Bank is strongest on findability (88 out of 100), a touch above the 82 average: showing up and making sense to Google. Monument Bank has most to gain on findability (88 versus a 82 average), where small changes move the score.

Findability scored 88, 6 points above the 82 average, covering showing up and making sense to Google. On mobile speed, Monument Bank scored 59, just above the 53 average (how fast the site feels on a phone). Measurement: 55 out of 100, 6 points above the 49 bank average. That covers whether the firm can see what is working. For accessibility, 97 out of 100 is just above the 91 average: being usable for everyone, an Equality Act duty. Monument Bank’s free report lists every page tested and a prioritised set of fixes.

Strength
Findability 88/100

A touch above the 82 average.

Biggest opportunity
Findability 88/100

Against a 82 bank average.

See also: The State of UK Banking Digital 2026 · all banks

Get Monument Bank’s full report

The free personalised report shows every page we tested, how Monument Bank compares across all 35 assessed banks, and a prioritised list of what to fix first.

Get the full report