Buy Now Pay Later (BNPL)
Buy Now Pay Later (BNPL) is short-term credit offered at the point of purchase that lets customers pay in instalments, often interest-free. It has grown rapidly in the UK and is moving into the scope of FCA regulation, bringing affordability and Consumer Duty expectations with it.
As BNPL is regulated more closely, providers need the same affordability and good-outcome discipline as other lenders.
Credit Canary builds buy now pay later into one platform for UK lenders, with the data and decisioning behind it.
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