Alternative data
Alternative data is information used to assess credit that goes beyond traditional credit bureau records, such as Open Banking transactions, rental payments or account behaviour. It helps lenders assess people with thin or no credit history on how they actually manage money.
Used well, alternative data widens access to credit for creditworthy people the bureau alone would miss.
Credit Canary builds alternative data into one platform for UK lenders, with the data and decisioning behind it.
Affordability ScoreExplore more from Credit Canary
See where your credit union stands, benchmarked, in two minutes.
Affordability, cost of credit and Consumer Duty calculators.
Risk appetite, affordability, Consumer Duty and more.
How Credit Canary compares with other providers.
Original research on UK lending and digital performance.
See alternative data in a working platform
Credit Canary unifies credit risk, affordability and payments for UK lenders. Book a short walkthrough.
Book a demo