Access comprehensive UK credit bureau data through a single API. Consumer credit scores, full credit reports, commercial credit data, and affordability insights all integrated for faster decisions.
Experian's comprehensive credit data suite covers consumer lending, commercial lending, and fraud prevention in one integrated API.
Experian credit scores (Delphi), full credit reports with payment history, defaults, CCJs, IVAs, and bankruptcies for comprehensive risk assessment.
Business credit data for SME lending, company credit scores, director credit links, and commercial payment history for due diligence.
Detect synthetic identities and application fraud with Experian's fraud prevention tools integrated into your Credit Canary flow.
Access each Experian product through the same unified API gateway.
Delphi score for quick consumer risk assessment
Full credit report with payment history
Current and historical address information
Associated financial accounts and liabilities
County Court Judgments and default notices
Individual Voluntary Arrangements & insolvencies
Existing financial commitments insights
SME credit scores & director links
Experian credit data pricing that scales with your needs.
Get Experian data without the complexity of direct integration.
Access Experian alongside UK credit reference agencies and alternative data sources through one unified API gateway.
We handle the Experian relationship and integration. Get up and running without separate onboarding with Experian.
All Experian responses come back as clean, structured JSON data—no parsing of XML or complex file formats.
Consistent error responses and status codes across all data sources for predictable error handling.
Get Experian's latest credit data in real time, integrated seamlessly into your lending workflows.
We manage compliance, consent, and data handling requirements to meet UK credit data regulations.
Experian credit score request and response example.
Common questions about Experian data integration.
No. Credit Canary manages the Experian integration on your behalf. You simply use our API and we handle all data licensing, compliance, and contractual arrangements.
We provide Experian's consumer credit score (Delphi score). For commercial inquiries, we offer business credit scores and director credit information suitable for SME lending decisions.
Experian credit data is updated regularly and reflects the most recent information in their database. Payment history and defaults are typically updated within 5 working days of reporting.
Yes. Through Credit Canary, you can access both consumer credit reports and commercial business credit data. Simply use the appropriate endpoint for each inquiry type.
If Experian cannot match the provided details to their database, the response will indicate no match with a "match: false" flag. This is common for new customers or incorrect details.
Integrate comprehensive UK credit data into your lending decisions with Credit Canary's single API.