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Compare all methods Faster Payments Pay by Bank Cards Settlement accounts Direct Debit Commercial VRP VRP (sweeping)
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Payments for landlords and portfolio owners

Rent in on time, across a portfolio, on one ledger

A portfolio is not one rent, it is many, each on its own date, its own tenant, its own risk. The job is to collect each one reliably and see the whole portfolio's position in one place rather than reconciling bank lines by hand.

Many tenancies, many dates, one you

Each tenancy was set up with its own rent date, and tenants are paid on their own schedules. A fixed collection date that suits one tenant is the wrong date for the next, and the mismatch is where arrears start.

When rent does arrive, it lands as a bank credit with a reference that may or may not tell you which property it belongs to, so matching payments to tenancies is manual across the whole portfolio.

The first month and the deposit are large one-offs where a card fee bites, and taking them cleanly at the start sets the tone for the tenancy.

The payment mix that fits

Not one rail. The two to four that match how money actually moves here.

Direct Debit

Collect each tenancy's rent on a mandate, timed to that tenant's pay date, retried after a miss.

Commercial VRP

Collect from tenants on variable income within a limit they set, so a short month still clears something.

Pay by Bank

Take the first month and the deposit over a bank link, with no card fee on a large one-off.

Your flow of funds, orchestrated

Each tenancy collects over Direct Debit on its own date, timed to the tenant and retried intelligently after a miss. Tenants on irregular income move to commercial VRP within a limit they set. The first month and deposit are taken over Pay by Bank. Every rent payment lands referenced to its property and reconciles on one ledger, so the whole portfolio's position is live rather than reconstructed from bank statements.

Direct DebitCommercial VRPPay by Bank
Money in
Collected on the rail that fits
Credit Canary
Routes, retries and references each one
Reconciled
Matched to the account on arrival
Money out
Paid out and settled
We will curate this with you

Every book moves money differently. We map your flow of funds and quote one integration across the rails that fit.

Curate your flow of funds

Payments for landlords and portfolio owners: FAQs

How do I match rent to the right property?

Each collection is referenced to its tenancy and reconciles on one ledger automatically, so you see which property every payment belongs to without matching bank lines by hand.

Can I collect rent on different dates for different tenants?

Yes. Each tenancy collects on its own date, timed to that tenant's income, rather than forcing everyone onto one calendar day.

Why take the deposit over Pay by Bank?

A deposit and first month is a large one-off, and a bank payment avoids a percentage card fee, settles instantly and cannot be charged back.

Tell us how you get paid

Send us the mix of payments you take and make, and we will quote one integration across the rails that fit, priced on your volume.