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Unify

Better serve borrowers throughout the credit lifecycle

Understand, control, and lower risk to uphold profitability with credit monitoring, reducing the need for collections, enabling data-driven engagement, and uncovering new opportunities. 

problem

Dispersed data hinders lending performance 

Fragmented data across silos leaves blind spots, exposing lenders to elevated levels of risk. With markets uncertain, lenders need to accurately understand changing borrower behaviour at scale and pace in real time.

To achieve sustainable growth, lenders must unify comprehensive data to gain insights to proactively strengthen risk assessment, power data-driven decisions and create better outcomes.

solution

Complete data powers sustainable growth 

Gain the holistic insights needed to serve borrowers better by unifying fragmented data into comprehensive borrower profiles.

Move faster with data-driven decisions across the credit lifecycle, proactive amid uncertainty. Enabled by connected data, you can meet borrower needs at scale while reducing costs and inefficiency.

Trusted by:

Fin Tech Innovator Lab logo
Launch 2023 logo
Founders Factory logo
Banc Cymru logo
ASSEMBLE

Unify your data to proactively connect with your borrowers

We assemble dispersed data sets with ease. We combine credit, transaction, performance and CRM data before enriching it into unified borrower profiles whilst automatically obfuscating PII data.

Unified insights produce unrivalled contextual understanding, allowing lenders to tailor outreach to borrowers' needs, strengthening relationships and engagement long-term.

Illustration showing the unity of data building a profile on a customer
enrich

Uncover the story behind every borrower 

Understand the why for each and every borrower, empowering you to proactively assist borrowers based on their unique situation and needs at scale.

We continuously enrich unified profiles with enhanced categorisation and third-party data to explain changing circumstances, revealing the complete story.

Illustration showing a user progressing through the 3 tiers of product. Unify, Monitor and Activation
VALIDATE  

Achieve confidence through seamless validation 

While unified data is broader, validating completeness and accuracy remains difficult. We autonomously reveal unclear or missing data, highlighting specific gaps needing clarification.

We obtain a complete picture by spotlighting where additional input is required. Validated data serves various needs, from optimising outcomes to powering better predictions.

Illustration depicting customer validation through grading the data available.

Bridging the data maturity gap  

Discover how our powerful monitoring features can add value by analysing and enriching available data sources to unlock better customer outcomes 

CreditCredit + RefreshCredit + Refresh + Transaction

Refresh Frequency 

QuaterlyMonthlyDaily

Strategic Reviews 

QuaterlyMonthlyMonthly

Historic Review

(72 months of credit data)
(72 months of credit data)
(72 months of credit data + 12 months of transactions)

Flags

Basic
Enhanced
Enhanced

Forecast

Scores

Basic
Enhanced
Enhanced

Validate

Scenarios

Basic
Basic
Enhanced

True Affordability

Triggers

Basic
Basic
Enhanced

Cohorts

Basic
Basic
Enhanced

Dashboards

Advanced Categorisation

API Access