Better serve borrowers throughout the credit lifecycle
Understand, control, and lower risk to uphold profitability with credit monitoring, reducing the need for collections, enabling data-driven engagement, and uncovering new opportunities.
Dispersed data hinders lending performance
Fragmented data across silos leaves blind spots, exposing lenders to elevated levels of risk. With markets uncertain, lenders need to accurately understand changing borrower behaviour at scale and pace in real time.
To achieve sustainable growth, lenders must unify comprehensive data to gain insights to proactively strengthen risk assessment, power data-driven decisions and create better outcomes.
Complete data powers sustainable growth
Gain the holistic insights needed to serve borrowers better by unifying fragmented data into comprehensive borrower profiles.
Move faster with data-driven decisions across the credit lifecycle, proactive amid uncertainty. Enabled by connected data, you can meet borrower needs at scale while reducing costs and inefficiency.
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Unify your data to proactively connect with your borrowers
We assemble dispersed data sets with ease. We combine credit, transaction, performance and CRM data before enriching it into unified borrower profiles whilst automatically obfuscating PII data.
Unified insights produce unrivalled contextual understanding, allowing lenders to tailor outreach to borrowers' needs, strengthening relationships and engagement long-term.
Uncover the story behind every borrower
Understand the why for each and every borrower, empowering you to proactively assist borrowers based on their unique situation and needs at scale.
We continuously enrich unified profiles with enhanced categorisation and third-party data to explain changing circumstances, revealing the complete story.
Achieve confidence through seamless validation
While unified data is broader, validating completeness and accuracy remains difficult. We autonomously reveal unclear or missing data, highlighting specific gaps needing clarification.
We obtain a complete picture by spotlighting where additional input is required. Validated data serves various needs, from optimising outcomes to powering better predictions.
Bridging the data maturity gap
Discover how our powerful monitoring features can add value by analysing and enriching available data sources to unlock better customer outcomes
Credit | Credit + Refresh | Credit + Refresh + Transaction | |
---|---|---|---|
Refresh Frequency | Quaterly | Monthly | Daily |
Strategic Reviews | Quaterly | Monthly | Monthly |
Historic Review | (72 months of credit data) | (72 months of credit data) | (72 months of credit data + 12 months of transactions) |
Flags | Basic | Enhanced | Enhanced |
Forecast | |||
Scores | Basic | Enhanced | Enhanced |
Validate | |||
Scenarios | Basic | Basic | Enhanced |
True Affordability | |||
Triggers | Basic | Basic | Enhanced |
Cohorts | Basic | Basic | Enhanced |
Dashboards | |||
Advanced Categorisation | |||
API Access |