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Activate

Proactively engage at-risk borrowers with tailored solutions 

Understand, control, and lower risk to uphold profitability with credit monitoring, reducing the need for collections, enabling data-driven engagement, and uncovering new opportunities. 

problem

Reactive approaches can damage outcomes 

Generic, reactive contact strategies can damage outcomes and trust. However, timely insights into changing borrower circumstances allow proactive, personalised outreach precisely when needed.

Understanding why borrowers struggle enables collaborative strategies that get them back on track, driving superior lending performance and better borrower outcomes.

Illustration depicting a liner process of a missed payment, prompts to pay and increasing user risk of default.
Illustration depicting the flag raised, in this instance Income Shock. The rest of the illustration shows a user being offered a treatment by phone call; best day to repay, resulting in a lowered risk of default.
solution

Powering predictive, personalised borrower engagement 

Anticipate changing borrower circumstance to deliver personalised contact strategies proven to get borrowers back on track and stay engaged over time.

With tailored treatments powered by insights, lenders can collaboratively strengthen performance while retaining trust and confidence.

Trusted by:

Fin Tech Innovator Lab logo
Launch 2023 logo
Founders Factory logo
Banc Cymru logo
DASHBOARDS 

Unlock the context required to target proactive strategies 

Interactive dashboards aggregate borrower insights to reveal overall book health, priority at-risk cohorts, and predicted pressure points.

Stay on the pulse of borrower health, leveraging insight to drive impact, even in uncertain times. Access to aggregated data perspectives empowers better customer management.

Illustration depicting a dashboard showing borrower health.
API ACCESS 

Optimise frontline decisions with integrated insights 

Our API ingests contextual insights seamlessly into your workflows, unlocking endless possibilities with ease.

When you enhance operations by connecting forecasts, context, and operational intelligence, the sky's the limit for better borrower outcomes, instantly on our API to elevate engagement.

Illustration depicting high risk customers, the data relating to this outcome, the treatments available and modes of contact.
EMBEDDED WIDGET (coming soon) 

Serve autonomous treatments in real-time 

We activate optimised, personalised treatments digitally at scale through our embedded solution. Treatments are served autonomously, without the need for human intervention.

Streamline processes, enhance user experience, and boost recall by embedding elegant technology that activates context-aware, hyper-personalised outreach.

Illustration depicting an automated chat between a user looking to take out a loan for a holiday and the CC helper, offering information on what is affordable.

Bridging the data maturity gap  

Discover how our powerful monitoring features can add value by analysing and enriching available data sources to unlock better customer outcomes 

CreditCredit + RefreshCredit + Refresh + Transaction

Refresh Frequency 

QuaterlyMonthlyDaily

Strategic Reviews 

QuaterlyMonthlyMonthly

Historic Review

(72 months of credit data)
(72 months of credit data)
(72 months of credit data + 12 months of transactions)

Flags

Basic
Enhanced
Enhanced

Forecast

Scores

Basic
Enhanced
Enhanced

Validate

Scenarios

Basic
Basic
Enhanced

True Affordability

Triggers

Basic
Basic
Enhanced

Cohorts

Basic
Basic
Enhanced

Dashboards

Advanced Categorisation

API Access