Collect from homeowners, pay trades on milestones, hold the job
You connect a homeowner to a tradesperson and sit on the money in between: collected from the homeowner, released to the trade as the work is done, with your fee retained. Holding and releasing job funds correctly is what makes the platform trusted by both sides.
Homeowner pays, trade gets paid, you hold the middle
Homeowners pay for work that happens over days or weeks, often in stages, and on a card the platform carries the fee and chargeback risk on what can be a large job.
The trade needs paying as milestones are hit, promptly, or they will not take the next job through the platform, so payouts have to be fast and tied to the work done.
In between, the money is held on behalf of the homeowner and the trade, and it must be held correctly against the job, not pooled, so both sides trust the escrow.
The payment mix that fits
Not one rail. The two to four that match how money actually moves here.
Take homeowner payments over a bank link, avoiding card fees and chargebacks on large jobs.
Hold job funds in segregated accounts so money is tied to the job until released.
Pay trades on milestone sign-off the same day, referenced to the job.
Your flow of funds, orchestrated
The homeowner pays over Pay by Bank, avoiding card fees and chargebacks, into a segregated account tied to the job. As milestones are signed off, the trade is paid over Faster Payments the same day, each payout referenced to the job, with the platform's fee retained. Collection, held funds and milestone payouts reconcile per job on one ledger, so both sides trust the money is handled correctly.
Every book moves money differently. We map your flow of funds and quote one integration across the rails that fit.
Related
Payments for trade and installer platforms: FAQs
In segregated accounts tied to the job, so money is held on behalf of the homeowner and trade rather than pooled with the platform's own funds.
Over Faster Payments the same day a milestone is signed off, referenced to the job, so trades are paid promptly and the payout reconciles.
A bank payment avoids card fees and chargeback risk on what can be a large job, and settles instantly into the job's segregated account.
Tell us how you get paid
Send us the mix of payments you take and make, and we will quote one integration across the rails that fit, priced on your volume.