Methods
Compare all methods Faster Payments Pay by Bank Cards Settlement accounts Direct Debit Commercial VRP VRP (sweeping)
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Payments for charities and fundraising

Keep more of every donation, make regular giving stick

Every pound a card fee takes is a pound that does not reach the cause, and every regular gift lost to a card decline is a supporter you have to win back. The rails you collect on decide how much of each donation lands and how long regular giving lasts.

Fees on gifts, declines on regular giving

One-off donations taken on a card carry a percentage fee, so a slice of every gift goes to processing rather than the cause, which matters most on the smaller gifts that make up the bulk of giving.

Regular giving set up on a card lapses when the card expires or declines, so a committed supporter quietly drops off for a reason they never intended.

Appeals, round-ups and variable giving add collection shapes a single card-based setup handles poorly, and each gift still needs to reconcile for Gift Aid and reporting.

The payment mix that fits

Not one rail. The two to four that match how money actually moves here.

Pay by Bank

Take one-off donations over a bank link, so a card fee does not eat into a gift.

Direct Debit

Collect regular giving on a durable mandate that does not lapse on card expiry.

Commercial VRP

Collect variable or round-up giving within a donor-set limit, so flexible giving runs on a durable rail.

Your flow of funds, orchestrated

One-off donations are taken over Pay by Bank, so a card fee does not eat into the gift. Regular giving collects over Direct Debit, a durable mandate that does not lapse on card expiry, so committed supporters are not lost to declines. Variable and round-up giving collects over commercial VRP within a donor-set limit. Every gift reconciles on one ledger, ready for Gift Aid and reporting.

Pay by BankDirect DebitCommercial VRP
Money in
Collected on the rail that fits
Credit Canary
Routes, retries and references each one
Reconciled
Matched to the account on arrival
Money out
Paid out and settled
We will curate this with you

Every book moves money differently. We map your flow of funds and quote one integration across the rails that fit.

Curate your flow of funds

Payments for charities and fundraising: FAQs

How do we keep more of each donation?

By taking one-off gifts over Pay by Bank, which avoids the percentage card fee, so more of each donation reaches the cause, especially on smaller gifts.

How do we stop regular giving lapsing?

By collecting it over Direct Debit, a durable mandate that does not expire or decline like a stored card, so committed supporters are not lost to involuntary failures.

Does this support Gift Aid reconciliation?

Every gift reconciles on one ledger with the reference you need, so Gift Aid claims and reporting are straightforward.

Tell us how you get paid

Send us the mix of payments you take and make, and we will quote one integration across the rails that fit, priced on your volume.