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Compare all methods Faster Payments Pay by Bank Cards Settlement accounts Direct Debit Commercial VRP VRP (sweeping)
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Payments for broadband and telecoms

A fixed line rental plus the usage that is never fixed

The monthly rental is predictable, but the bill is not: out-of-bundle usage, add-ons and one-offs move it every month. And where billing leans on a card, involuntary churn from declines quietly erodes the base. The rail needs to handle both.

Steady rental, moving total, leaky cards

The line rental collects cleanly, but usage, roaming, add-ons and one-off charges change the total most months, so a fixed Direct Debit is wrong as often as it is right.

Where the plan is billed to a card, declines from expiry and insufficient funds turn paying customers into failed collections, and the churn is involuntary rather than a real cancellation.

Arrears and final bills on disconnection add collection types that a single rail handles poorly, and each needs to reconcile against the account.

The payment mix that fits

Not one rail. The two to four that match how money actually moves here.

Direct Debit

Collect the rental and notified variable amount on a mandate, the reliable base for billing.

Commercial VRP

Collect variable usage within a customer-set limit, so out-of-bundle months are covered without a card.

Pay by Bank

Take one-off charges, device payments and final bills over a bank link, with no card fee.

Your flow of funds, orchestrated

The rental and notified amount collect over Direct Debit, the dependable base. Variable usage is collected over commercial VRP within a limit the customer sets, so an out-of-bundle month does not rely on a card that might decline. Device payments and final bills go over Pay by Bank. Every charge reconciles against the account on one ledger, cutting the involuntary churn that card declines cause.

Direct DebitCommercial VRPPay by Bank
Money in
Collected on the rail that fits
Credit Canary
Routes, retries and references each one
Reconciled
Matched to the account on arrival
Money out
Paid out and settled
We will curate this with you

Every book moves money differently. We map your flow of funds and quote one integration across the rails that fit.

Curate your flow of funds

Payments for broadband and telecoms: FAQs

How do you reduce involuntary churn from card declines?

By collecting over bank rails, Direct Debit and commercial VRP, which do not expire the way a stored card does, so a paying customer is not lost to a decline.

Can variable usage be collected without a card?

Yes, over commercial VRP within a limit the customer sets, so out-of-bundle usage is covered on a bank rail rather than a stored card.

How are final bills collected?

Over Pay by Bank, so a one-off disconnection or device balance is taken cleanly and reconciles against the account.

Tell us how you get paid

Send us the mix of payments you take and make, and we will quote one integration across the rails that fit, priced on your volume.