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What you can see

What open banking shows you

With the customer's consent, you see the financial facts you need, and nothing you don't. Here is exactly what is included.

What you see, with their consent

Open banking gives you the financial facts you need to make a decision, straight from the bank.

Account balances

Current balances across the accounts they connect.

Income and credits

Salary, benefits and other money coming in.

Transactions and categories

Spending sorted into clear, comparable categories.

Existing commitments

Credit, loan and subscription payments already going out.

Account and name

Confirmation of Payee before you collect a payment.

History over time

Enough months to see the real pattern, not one snapshot.

What you see and what you don't

Open banking is read-only and consent-led. You get the facts, not the keys.

You can see

  • Balances, income and transactions they consent to share
  • Spending categories and existing commitments
  • Account name for Confirmation of Payee
  • A clear, time-boxed window of history

You never see

  • Their online banking login or password
  • Any way to move money without their approval
  • Data after the consent expires
  • Anything from accounts they did not connect

The customer stays in control

Consent is explicit, visible and reversible. That is what makes open banking safe to use.

They choose the accounts

Only what they connect is shared, nothing else.

Consent is time-boxed

Access ends automatically unless they renew it.

They can revoke anytime

From their bank or from you, in a tap.

Everything is logged

A clear record of what was shared and when.

See exactly what a connection returns

Book a demo and we will walk through real open banking data on a live connection.

Book a demo