Smart decisioning for consumer credit lenders that spans the credit lifecycle
We triangulate open banking, credit and tax data to allow consumer credit lenders to unlock the contextual insight required to make smart decisions, both on initial application and throughout the term of the credit provided.
We do this in real-time, enhancing credit scoring data to foresee repayment risk, engage borrowers proactively and strengthen lending performance.
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why now
We are entering a new era for credit
Market forces continue to rapidly change the shape of financial services. We equip banks and lenders with the tools to walk with their customers through life’s ups and downs.
Anticipating affordability
Proactively foresee affordability through explainable lending insights.
Boundless scale
Leverage our scalable architecture to capitalise on opportunities.
Evidence decisions
Seamlessly evidence compliance through readily retrievable actions.
Better outcomes
Harness data, design and science to empower customers with personalised treatments.
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Fully customisable
Tailor warning flags, scenarios, and segments to your risk profile.
360 View
Unify data to fully understand where you can help your customers.
how do we do it?
Supporting you and your customers throughout
Credit Canary integrates diverse data to deliver unparalleled customer visibility, powering meaningful engagement and positive change in real-time.
why us?
We knew there had to be a better way
After years working in consumer credit, as founders, we saw a critical need going unmet. Too many lenders focus solely on the transaction. This leaves customers vulnerable, especially with today's economic uncertainty.
We have built a solution that proactively monitors financial health. When customers face hardship, we give them the space and support to weather life's storms. By transforming data into actionable insights, we empower banks and borrowers to thrive together.
how?
We're doubling collection rates!
Blindly retrying missed payments is expensive and ineffective. Our smarter approach uses predictive analytics and machine learning to pinpoint optimal payment dates.
125.2%
Increase in collection rates using Best Day to Repay
Doubled collection rates through analytics-driven machine learning and personalised payment date optimisation.
Read more on the blog
“Credit Canary has given us a new dimension into the financial health of our members, allowing us to quickly offer the right support at the right time”
Joanne Angus, CEO NEFirst Credit Union
trusted by
Our Partners
We’re proud to be supported by a growing group of exceptional partners, committed to our mission to make credit better, starting with the elimination of missed payment misery.
accreditation
Robust, Scalable and Secure
At Credit Canary, information security is a top priority. Our highly experienced team adheres to ISO 27001 & GDPR standards as we work toward certification. All data is encrypted and transferred securely.
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ISO27001 Compliant
(Pending Certification)
SOC 2 Compliant
(Pending Certification)
GDPR Compliant
(Pending Certification)
ICO Registration
ZB437267
Ready to start driving impact from your lending data?
